Regardless of feelings on AI, development isn’t slowing. The financial services industry can use it to its advantage by leveraging data-driven insights to offer personalized services, identify fraud, and reduce operational costs.

According to the Consumer Financial Protection Bureau, Americans pay at least $29 billion every year in what it describes as “excessive charges.”

From excessive fees to predatory lending practices, there are many reasons why people are skeptical of traditional banks.

The debt ceiling has become a political wedge between parties—and it affects the entire economy.

Borrowing from your 401(k) comes with risks and downsides that may cause more harm than good to your financial life. At the same time, there are some advantages for people in certain situations.

Many myths surround high-yield savings accounts that can prevent people from taking advantage of their benefits. Here are 4 common myths and how to avoid them.

The Federal Reserve — the “Fed” — is the central banking system of the United States. Here's everything you need to know about what it is and how it operates.

A will ensures that your assets are distributed according to your wishes after you pass away, and it can also help prevent disputes and confusion among your family members.

There are many reasons why consumers remain with their banks even when better incentives exist elsewhere. Here are four other reasons why people don’t leave their banks.

Here are a few ways in which climate change can affect your finances and what you can do to prepare.

Talks of a recession have been constant over the last year. It’s a good time to consider how a downturn might affect your finances.

While the SVB bank run was short-lived and ultimately did not cause a systemic crisis, it highlighted some important issues about the role of digital banking, the risks of liquidity, and the challenges of managing growth in a fast-changing industry.

Tax season is always a stressful time in America. Knowing what you don’t have to claim can help alleviate some of the tax burden.

Many TikTok creators use the platform to share financial advice and money-saving tips, making it a valuable resource for anyone looking to improve their financial literacy.

Financial boundaries are limits that you set for yourself in terms of how much money you spend and how you use it. These boundaries can help you avoid overspending, manage debt, and achieve your financial goals.

As interest rates continue to climb in an effort to combat inflation, many investors are concerned about market fluctuations. Here are five tips for for good money management.

There are 33.2 million small businesses in America, accounting for 99.9% of all businesses. Here are 8 steps to help you get yours started.

Researchers speculate that by some point this year, 52% of the US labor force will have participated in the gig economy on some level. Here's how to maximize your earnings in this economy.

Most Americans want work-from-home flexibility. One of the biggest challenges is creating a dedicated space to get their work done. Here are 5 tips for doing just that.

Over half of all Americans are in credit card debt. For those struggling with multiple credit card debts, consolidation may be a viable solution.

Banks pulled in a whopping $15 billion from customers with less than $350 in their accounts in 2021. Here's how to cut back on overspending and avoid bank fees.

Roughly half of Americans don’t carry a life insurance policy—that puts their family members at risk if tragedy strikes. Here's why that needs to change.

Budgeting is an essential component of sound financial health that ensures you don’t overextend yourself. Why it matters. The average American carries $90,000+ in debt. Knowing how much money you make and spend helps you keep perspective on your bank account—and your family’s economic situation. Budgeting

Despite economic confusion and conflicting messages, it’s possible to protect (and even grow) your assets in 2023. Here are 5 strategies for doing just that.

Retirement planning is a crucial step in securing your financial future. The earlier you start planning, the better your chances of achieving a comfortable retirement.