Personal Finance 5 tips for first-time homeowners For many people, the idea of buying a home can seem intimidating. It all comes down to doing the right research, saving money, and deep diving into your finances.
Personal Finance Consolidating credit card debt: A guide to simplifying your finances Over half of all Americans are in credit card debt. For those struggling with multiple credit card debts, consolidation may be a viable solution.
Personal Finance Why should I have an emergency fund? While surprise expenses are out of your control, how you set up your finances for the future is entirely up to you. A healthy emergency fund can give you the confidence, security, and stability to navigate would-be financial crunches with ease.
Personal Finance 6 tips to stop overspending and avoid overdraft fees Banks pulled in a whopping $15 billion from customers with less than $350 in their accounts in 2021. Here's how to cut back on overspending and avoid bank fees.
Personal Finance What is a credit score? A credit score is a number calculated to represent the health of your credit today (as well as your credit history). Here's why it matters.
Personal Finance Fewer Americans are buying life insurance. Here’s why that needs to change. Roughly half of Americans don’t carry a life insurance policy—that puts their family members at risk if tragedy strikes. Here's why that needs to change.
Personal Finance Most Americans are in debt. Here’s how to create a budget. Budgeting is an essential component of sound financial health that ensures you don’t overextend yourself. Why it matters. The average American carries $90,000+ in debt. Knowing how much money you make and spend helps you keep perspective on your bank account—and your family’s economic situation. Budgeting
Personal Finance 5 ways to maximize your wealth during inflation Despite economic confusion and conflicting messages, it’s possible to protect (and even grow) your assets in 2023. Here are 5 strategies for doing just that.
Personal Finance 7 important tips to help you plan for retirement Retirement planning is a crucial step in securing your financial future. The earlier you start planning, the better your chances of achieving a comfortable retirement.
Personal Finance Why are rewards points so important for businesses? Rewards points are a great way for businesses to incentivize their customers to stay loyal to their brand.
Personal Finance 5 common financial mistakes to avoid Here are five common financial mistakes that people make, as well as advice on how you can avoid them.
Personal Finance The benefits of cash back programs One of the most effective ways for consumers to save money on purchases is through cash back offers. Here's what that entails.
Personal Finance What is a digital wallet? With 50% of smartphone owners expected to make digital payments by 2025, digital wallets are becoming more popular by the day.
Personal Finance What is APY? The annual percentage yield (APY) that financial services offer is your key to maximizing wealth. Understanding it is essential for getting the most out of your money.